Internist Accepting Insurance in Phoenix AZ

Centra Internal Medicine in Phoenix accepts a broad range of insurance providers to ensure that their services are accessible to as many patients as possible. The clinic partners with major health insurance companies, providing coverage for individuals with a variety of health plans. Accepting a wide array of insurance providers is crucial for enabling patients to receive the necessary medical care without excessive out-of-pocket costs.

Some of the main insurance providers accepted at Centra Internal Medicine include:

• Aetna: Centra Internal Medicine is in-network with Aetna, meaning patients with Aetna insurance can access services like preventive care, wellness exams, and management of chronic conditions at a lower cost.

• Blue Cross Blue Shield (BCBS): We accepts BCBS plans, including individual and group plans. As one of the largest insurance providers in the U.S., BCBS members can receive covered services, such as routine check-ups, diagnostic tests, and treatment for various conditions.

• Other Insurances: In addition to the major providers mentioned above, we may accept other insurance plans and various health plans through employer-sponsored programs. It’s always a good idea to check directly with the clinic to ensure your specific plan is accepted.

Important Considerations:

• Insurance Plans Can Change: Insurance providers and plans can change, so it’s important to confirm with Centra Internal Medicine directly if your specific plan is accepted. This includes checking if your Medicare Advantage or Medicare Part D plans are covered.

• Out-of-Network Coverage: If you have insurance from a provider not listed here, it is still worth checking whether we will accept your insurance on an out-of-network basis. You may still be able to receive care but may have higher out-of-pocket costs.

Verifying if your specific insurance plan is accepted an important step to ensure that you have coverage for your medical services. There are several ways you can verify your insurance status:

1. Contact the Clinic Directly:
One of the most straightforward methods is to contact Centra Internal Medicine directly. You can do this by:

• Calling the Clinic: The clinic’s phone number for the Phoenix location is typically available on their website. Calling the clinic allows you to speak with a staff member who can quickly confirm whether your insurance is accepted.

• Emailing the Clinic: Many clinics offer email support for insurance inquiries. If you prefer not to call, you can send an email with your insurance details, and the clinic will respond with confirmation.

2. Visit the Insurance Page on the Website:

We provides a dedicated insurance page on their website, where they list the insurance providers they accept. This page is updated regularly to reflect changes in the accepted insurance plans. It’s a good starting point to check if your insurance provider is listed.

3. Check with Your Insurance Provider:

If you are unsure about whether Centra Internal Medicine is in-network, you can call your insurance provider.

4. Ask About Network Participation During Appointment Scheduling:

When you schedule your appointment, it’s always a good idea to mention your insurance and ask the receptionist to verify that your specific plan is accepted. Many clinics will perform a quick verification at this time to save you from potential issues later.

5. Pre-Authorization for Certain Services:

If your insurance requires pre-authorization for certain services (such as specialized procedures, tests, or medications), you should verify this during the insurance verification process. The clinic will assist in obtaining any necessary authorizations if required by your insurance.

Yes, Centra Internal Medicine may accept out-of-network insurance plans depending on your individual circumstances and the type of service you are seeking. While the clinic generally works with a broad array of in-network insurance providers, they understand that some patients may have out-of-network plans and still wish to receive care.

Key Points to Consider:

• Higher Out-of-Pocket Costs: If you are using an out-of-network plan, you may incur higher costs for care compared to using an in-network provider. This can include higher co-pays, deductibles, and coinsurance. Our billing team can provide a cost estimate based on your insurance and the specific services you require.

• Balance Billing: When using out-of-network insurance, the clinic may balance bill you. This means that you could be responsible for the difference between what your insurance pays and what the clinic charges. For example, if your insurance covers only a portion of the visit, you would be expected to cover the remaining balance.

• Pre-Authorization: Just like with in-network providers, out-of-network plans may also require pre-authorization for certain services. Centra Internal Medicine can assist with this process, but it’s important to clarify with your insurance whether the services you require need prior approval.

Centra Internal Medicine in Phoenix offers a broad array of insurance options to ensure that their patients have access to quality healthcare services. Whether you have in-network or out-of-network insurance, it’s important to verify your coverage in advance. For more information, contact us or request an appointment online. We are located at 6036 North 19th Avenue Suite 502, Phoenix, AZ 85015. We serve patients from Phoenix AZ, Glendale AZ, Scottsdale AZ, Peoria AZ, Tempe AZ, and surrounding areas.